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What is Umbrella Insurance?

Umbrella Insurance is a form of personal liability insurance which covers insurance claims in excess of traditional homeowners' insurance policies, car insurance polices, motorcycle/boat insurance policies.

Umbrella Insurance Policies cover not only the policy holder but other members of the family and/or household. An Umbrella policy covers damage to others, not the policy holder's property.

Since Umbrella Insurance is very low cost compared with auto insurance and/or home insurance policies, it is recommended that every customer have an umbrella policy to cover property damage and personal injury in excess of the existing policy.
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