MASS Insurance Agency is a full service insurance agency specializing in offering the lowest rates for master condominium insurance in North Shore, Massachusetts for condo owners and Homeowners' Association. MASS Insurance Agency strives to attain maximum coverage for condominium exteriors, common area as well as personal possession within each condo unit with 3 types of master condo policies.
What are the 3 types of Condominium Master Insurance Policies?
Bare walls-in policy – Least inclusive of the policies. Covers the exterior framing of your unit, plus all collectively owned items and structures. It does not cover appliances & personal property i.e. Furniture, Jewelry, etc. inside the condominium unit.
All-inclusive coverage policy – This is the Most inclusive Policy which covers all repairs needed to return a unit to the state it was in before the property damage, including appliances, fixtures, and any improvements that the condo owner may have made to the structure.
Single entity coverage policy – This policy generally covers all property contained in the complex, with the exception of the individual condo owners’ personal property (furniture, etc.). While it covers appliances and fixtures, it does not cover the owners’ improvements or renovations.
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